TOP Universities for Master in Banking and Finance

courses in Banking and finance

Masters program in Banking designed to provide a solid background in the principles and practices of financial institutions, markets and systems. Student will develop their knowledge, understanding and insight into how financial institutions and markets function in the economy and global financial system. This programme is designed to develop an appropriate range of cognitive, critical, and intellectual skills, research skills and relevant personal and interpersonal skills to enable you to interact in the real world of business and finance.

Modules

This program consists a set of compulsory modules followed by elective modules. In addition, all students must complete a Dissertation or Business Project.

When to apply?

All the university names listed below are top universities for Masters in Banking and finance courses, so student need to apply early as they are also very highly competitive, and also offer letter takes time after making your initial application.

Universities related to Banking (Master)

UK	Course
University of Kent	MSc financial services in Banking
University of Sheffield	MSc Banking and Finance
University of Glasgow	MSc Investment Banking and Finance
Newcastle University	MSc Banking and Finance
University of Edinburgh	MSc Banking and Risk
University of Reading	Banking and Financial Systems in the Global Economy
University of Leicester	MSc Money and Banking
University of Essex	MSc Banking
Australia	Course
Swinburne University of Technology	Master of Finance and Banking
Edith Cowan University	Master of Professional Finance and Banking
University Of Wollongong	Master of Applied Finance (Banking)

France	Course
Toulouse Business School	MSc Banking and International Finance

For more information about how to make your application in these university send your resume to admission@qbixacademia.com

International Scholarship September 2012 & January 2013

International Scholarship September 2012 & January 2013

Indian Subcontinent Scholarship

Students from Indian Subcontinent (India, Pakistan, Bangladesh, Sri Lanka, Nepal etc) are eligible to apply for merit based scholarships of GBP £2000 for entry in September 2012 and January 2013.
Academic Conditions & Scholarships Offered

Undergraduate (UG) Scholarships for Indian Subcontinent

• £2000 scholarship (fee reduction) for students with minimum aggregate of 80% in High School Certificate (12th Class or equivalent) OR those who obtained a minimum 6.5 of IELTS or equivalent in other English language proficiency tests

This fee reduction will only apply for ONE year of your undergraduate studies.

Students receiving discounted tuition fees from Partner Universities are NOT eligible

Postgraduate (PG) Scholarships for Indian Subcontinent
£2000 scholarship (fee reduction) for students with minimum aggregate of 60% in UG OR those who obtained a minimum 6.5 of IELTS or equivalent in other English language proficiency tests

Eligibility & Applying for the Scholarship

• If students meet any of the above academic criteria then they can apply for the Scholarship as follows:
• Complete the Scholarship Application Form
• Students should have obtained an unconditional offer for September 2012 or January 2013

Students must have paid the GBP £3500 deposit towards tuition fees.

Scholarships will be awarded on a first come first serve basis. If you apply after all of the allocated Scholarships have been awarded you will be notified that your application has been unsuccessful even if you meet the above academic criteria.

The scholarship amount will be shown on the Certificate of Acceptance (CAS) letter Edinburgh Napier will issue you for your Tier 4 Student Visa application.

Note that students shortlisted to obtain some other scholarships like Scotland’s Saltire Scholarship will not be offered these scholarships. 10% discount on the full time MBA tuition fees for all the international students. So if  student obtains a merit scholarship on top of the discount for the MBA course, s/he might get the fees reduced by £3285 on a total fees of £12850 making it a net fees of £9565.  Note that this discount is offered only on MBA course.

For more details Contact: admission@qbixacademia.com

British Council recently announced – Jubilee Scholarships 2012

Jubilee Scholarship: Last date to apply online is Thursday, 10 May 2012

British Council recently announced – Jubilee Scholarships.

British Council and the UK Government have launched 60 Jubilee Scholarship Awards for young Indians to study a one year masters qualification and undertake one month internship in the UK. A new remarkable opportunity for Indian students.

Each award will cover

• University tuition fee
• Living expenses for the duration of the scholarship (for a maximum of 12 months) and a one month internship in the UK
• Return airfare
• UK visa

Eligibility Criteria

Jubilee Scholarships are aimed at graduates with excellent academic record. Deserving candidates who would not normally have the opportunity to study overseas are strongly encouraged to apply. The applicants must be:

     An Indian national with a valid Indian passport

     A graduate with an excellent academic track record

     Preferably have applied for admission to a Masters course (for no more than 12 months duration) at a UK institution. The course of study should be in the subject areas of Management, Manufacturing or Science & Technology

An ideal candidate

     Must have ambition, entrepreneurial and creative spirit and leadership skills

     Must demonstrate commitment to return to India and make a contribution to the future development of the country

 In a current update, the last date has been extended from 22^nd April to 10^th May, 2012.

Last date to apply online is Thursday, 10 May 2012

Kindly follow the link for the other scholarship Options : http://www.britishcouncil.org/india-scholarships-ourscholarships.htm

We would keep you posted on future updates.

University of Sunderland: August 2012

University of Sunderland next intake is going to commence from August 13th and all the below mentioned programs would be offered in the London Campus

Sl. No	Course Name	Duration
1.	MBA (General)	1 Year
2.	MBA Human Resource Management	1 Year
3.	MBA Finance	1 Year
4.	MBA Marketing	1 Year
5.	MBA Supply Chain Management	1 Year
6.	MBA Top Up	1 Year
7.	MSc Tourism and Hospitality	1 Year
8.	BA (Hons) Business Management	3 Years
9.	BA (Hons) Business Management (Top Up)	1 Year
10.	BSc (Hons) International Tourism and Hospitality Management	3 Years
11.	BSc (Hons) International Tourism and Hospitality Management (Top Up)	1 Year

 Ø   Next Intake:  13^th August 2012.

 Please find the below Fee Matrix For the next 4 intakes

Fee Matrix

 

FEES AND DISCOUNTS FOR UNIVERSITY OF SUNDERLAND STUDENTS AT LONDON CAMPUS					ACADEMIC YEAR 2012-13 4 intakes to Jan 2013
	Course	gross fee £	full payment before CAS  £	Installment option	Program option
Students recruiting from outsideUK	MBA or MSc	9000	8000	£4500 on registration £4500 after 3 months
Students recruiting from London	MBA or MSc	9000	8000	£4500 on registration £4500 after 3 months
Students recruiting from outsideUK	MBA top up	5500	5500	n/a
Students recruiting from London	MBA top up	5500	5000	£2750 on registration £2750 after 3 months
Students recruiting from outsideUK	UG	6000	6000 for each year	n/a	£17000 on registration for full 3 year program
Students recruiting from London	UG	6000	6000 for each year	n/a	£17000 on registration for full 3 year program

 

Notes:

 

Ø      All University offer letters to mention that the University recommends full fee paid in advance.

Ø      The MBA top up is either for a 90 credits (2 modules plus 60 credit dissertations) or 60 credit dissertation only top up.

Please find the below checklist of the documents to process your applications at the earliest and send you the required documents (Conditional offer/CAS)

DOCUMENTS CHECKLIST

Entry requirements can vary according to the program of study applied for.   The following are our basic requirements.  All documents must be in the original language and also officially translated in to English (where applicable): 

Undergraduate Programs

• Fully completed  University application form
• Copy of High School/Secondary School transcripts and Diploma Or Copy of ‘A’ and GCSE ‘O’ Level certificates
• Copy of passport/ID Card
• International students already in the UK - a copy of current  student Visa
• International students already in the UK - letter of attendance from previous institution
• Any other applicable academic documentation
• 2 Academic references Or 1 academic reference plus 1 employment reference
• CV (if applicable)
• Statement of purpose
• All the financial documents (Loan Letter, Savings account statement which is 28days old) for issuing a CAS
• B2 level SELT score(IELTS,TOEIC,PERASON,TOEFL etc)

Postgraduate Programs

• Completed University application form
• Diploma and transcripts/mark sheets for all years of undergraduate degree
• High School Secondary School transcripts and Diploma/or ‘A’  and GCSE ‘O’ Level certificates
• Copy of CV/resume
• Statement of purpose
• 1 employment reference listing job roles and responsibilities
• 1 academic reference
• Copy of passport/ID card
• International students already in the UK  – copy of current student Visa
• International students already in the UK – letter of attendance from previous institution
• All the financial documents (Loan Letter, Savings account statement which is 28days old) for issuing a CAS
• B2 level SELT score(IELTS,TOEIC,PERASON,TOEFL etc)

 From April 6^th 2012 the living expenses that each student has to show for UNIVERSITY OF SUNDERLAND LONDON CAMPUS is £9000

All the students who have secured visas for the April intake has to pay the balance fee before enrollment and we will recommend the students to submit their DDS before they leave to UK.

v      University of Sunderland Business and Management subject is ranked 14th in the UK (GuardianUniversity League Tables 2011).

v     The University of Sunderland has been providing higher education in the city since 1901.

Study in India and earn degree from Top Ranked Lancaster University, UK

G D Goenka World Institute, Delhi (GDGWI)  offers unique opportunity for the students to earn the degree from Lancaster University, UK by studying at GDGWI, Delhi Campus. GDGWI is an uncomplicated gateway to the world of international education. This is reinforced by GDGWI’s close and symbiotic collaboration with Lancaster University who award degrees and diplomas.

About Lancaster University, UK.

 

• Lancaster was ranked 7th in the 2012 Guardian University Guide.  It was also ranked 124th internationally in THE World University Rankings 2011 and 153rd in the 2011 QS World University Rankings.
• More than 92% of our research is of world leading quality or internationally significant .
• Lancaster University Management School is typically ranked in the UK’s top four and among the world’s highly ranked management and business schools.

 Course Offered by GDGWI:

Courses	Duration	Fees for Girls in Rs	Fees for Boys in Rs
B.E. Electronic and Electrical Engineering	4 Yr	2,25,000 per Year	2,50,000 per Year
B.E. Mechanical Engineering	4 Yr	2,25,000 per Year	2,50,000 per Year
B.E. Computer System Engineering	4 Yr	2,25,000 per Year	2,50,000 per Year
BBA – Business Studies	3 Yr	3,45,000 per Year	3,95,000 per Year
BBA – Finance & Accounting	3 Yr	3,45,000 per Year	3,95,000 per Year
BBA – Management & Entrepreneurship	3 Yr	3,45,000 per Year	3,95,000 per Year
BBA – Management & Marketing	3 Yr	3,45,000 per Year	3,95,000 per Year
BBA – Management and Information Technology	3 Yr	3,45,000 per Year	3,95,000 per Year
BBA – Human Resource Management	3 Yr	3,45,000 per Year	3,95,000 per Year
BA Business Economics	3 Yr	3,45,000 per Year	3,95,000 per Year
BA  Marketing and Advertising	3 Yr	3,45,000 per Year	3,95,000 per Year
Post Graduate Diploma in Business Management	2 Yr	3,45,000 per Year	3,95,000 per Year
MSc in Management	1 Yr	6,00,000 per Year	7,00,000 per Year
MSc in Management and Marketing	1 Yr	6,00,000 per Year	7,00,000 per Year

 

 Opportunity to Study @Lancaster University, UK

• GDGWI students who have consistently performed well in their degree programs (except PGDBM) and show outstanding scholastic ability have an opportunity to spend a term or a maximum of one year at the Lancaster University campus in UK.
• Students also have an opportunity to transfer their earned credits to any university in the UK, USA, Australia, Canada and other countries in different parts of the world. The credits earned at GDGWI are fully accepted internationally for higher education.

Intake – August.

Admission Process and Eligibility Criteria is herewith for your ready reference.

If you need more information please feel free to contact us: admission@qbixacademia.com

Admission Process
Applications are reviewed for basic eligibility, academic performance, and other evidence of the candidate’s suitability to his/her preferred programme.
The admissions committee responds within 12 working days of receipt of application and sends:

• A confirmed admission offer, or
• A request for an additional written test and/or interview and/or group discussion, in case the admissions committee feels it needs additional information on the applicant, or
• A note of regret, in case admission is declined

All decisions are communicated via e-mail. Please check your e-mail (as provided in the application form) for our response.
When admission is offered to successful applicants, the e-mail is also followed by an official offer of admission, sent via courier.

Written test / Interview / GD

• Written test / interview / group discussion are not mandatory for all students and may not be needed where the student has an outstanding academic record.
• In some cases, where the admissions committee feels it needs additional information about the student, it may advise a test / interview / GD.
• Eligible applicants may choose alternative interview / test / GD dates on request to be able to appear for other entrance tests and exams.
• Students applying for the Postgraduate Diploma in Business Management (PGDBM) are exempt from the written test if they have cleared the following cut-offs in CAT (70th percentile), MAT (600), and GMAT (500).

Eligibility Criteria

Postgraduate Programmes

• M.Sc. Management and the M.Sc Management and Marketing

Admission is based on academic performance in undergraduate or subsequent graduate degree programmes. Students appearing for their final year undergraduate examination will be given provisional admission based on previous academic performance.

• Postgraduate Diploma in Business Management (PGDBM)

Admission is based on academic performance in  undergraduate degree programme in any stream. Those who have taken the CAT, MAT and the GMAT exams and have achieved the following cutoffs are exempt from the written test, but may be required to take the interview / group discussion at the discretion of the admissions office:

• CAT 70 percentile
• MAT 600
• GMAT 500

Undergraduate Programmes

Admissions for all of the following undergraduate programs are based on performance in the class 12th examination. Within 12 days of receipt of your application form, we will inform you of your admission status or if an additional written test / interview are needed.

M.Eng. Electronic and Electrical Engineering M.Eng. Mechanical Engineering M.Eng. Computer System Engineering

BBA Business Studies BA (Hons) Business Economics BA (Hons) Marketing and Advertising

Offer of Admission

• If your application is approved, an offer of admission to the programme of choice will be sent via an email, followed by an official letter of admission.
• The letter of admission will be sent via courier. Details regarding payment of fees at the time of admission, allotment of Hostel and date, time and venue for commencement of the academic session will be included in the admission letter.
• Offer of admission will be valid only for the particular programme opted by the candidate and for the academic session indicated by the student on the application form.
• Admission may be given provisionally. This will be specified in the letter.
• The offer of admission will automatically stand cancelled if the conditions are not fulfilled by the specified time.
• Failure to pay the fee within the specified date or reporting for classes after payment of fee will result in cancellation of admission.

Contact us on: admission@qbixacademia.com

Changes on Tier 4 (Student) and Tier 1 (Post study work)

From 6 April 2012, there will be a number of changes to Tier 4 (Student) and Tier 1 (Post study work)
visas. Please see a summary of the changes below.

UK Visa changes April 2012

Changes to Student and Post-Study-Work visas from 6 April 2012.

From 6 April 2012, there will be a number of changes to Student visas (Tier 4) and Post study work visas (part of Tier 1). Please see a summary of the changes below. For more information, please visit www.ukba.homeoffice.gov.uk

Working in the UK after you graduate

From 6 April 2012, the UK’s post-study work visa scheme (part of Tier 1), will close to new applicants. However, if you want to work in the UK after you complete your studies, you may be eligible to apply for a Tier 2 (General) visa.

Tier 2 will be open to recent graduates with a Bachelor or Master’s degree, PhD, PGCE or PGDE from a UK recognised or listed body. Applicants must have an offer of a skilled job from an employer who is a licensed sponsor with UKBA. The job must also meet certain salary criteria.

Are you a budding entrepreneur? The government is also to launch a new scheme called Tier 1 (Graduate Entrepreneur). Here, UK universities who sign up to the scheme will be able to act as the immigration “sponsor” for students who have completed a degree course in the UK and who wish to develop ideas or entrepreneurial skills by setting up a business in the UK. You need to be sponsored by the institution where you studied. Places on this scheme will be limited to 1000 in the first year.

Aside from these two new schemes, graduates might also want to consider applying for a Tier 5 ‘temporary worker’ visa (http://www.ukba.homeoffice.gov.uk/visas-immigration/working/tier5). To be able to apply for a visa under most Tier 5 categories, you must have a job offer from a licensed sponsor, and you must pass a points-based assessment. There are different requirements under the Youth mobility scheme.

Find out more at www.ukba.homeoffice.gov.uk

Maintenance funds When applying for a Tier 4 student visa, you need to demonstrate that you will be able to support yourself financially as a student in the UK by showing you have prescribed amounts of maintenance funds available.

From 6 April, this prescribed amount will rise to reflect the cost of living in the UK. For example, adult Tier 4 students will now need to show they have £1000 for each month of their course up to a maximum of nine months in inner London, or £800 per month for other regions of the UK. The amount for dependents and Tier 4 Child visas will also rise.

This change is designed to ensure students have a comfortable experience in the UK and can support themselves financially. The good news is that the UK is very competitive – both for tuition fees and living costs.

According to a report published last year (‘International Pricing Study: A snapshot of UK and key competitor country international student According to a report published last year (‘International Pricing Study: A snapshot of UK and key competitor country international student fees’, a study by the UK HE International Unit, 2011), the UK is cheaper than the US and Australia in terms of fees charged, based on the institutions surveyed in the study. The UK is also cheaper than the US and Australia in terms of living costs and similar to the Netherlands and Germany Amount of time you can study in the UK with a Tier 4 visa From 6 April 2012, Students on a Tier 4 visa will be limited to spending five years on courses at degree level. There will be exceptions if your undergraduate degree course was four or five years long and you want to study a Master’s degree or PhD at a higher education institution (recognised body or institution in receipt of public funding), or if you are studying a specific course: architecture, medicine, dentistry, veterinary medicine and science, law, music studied at a conservatoire.

This should not affect the majority of students. The good news is that many UK undergraduate degree courses can be completed in three years, and many masters courses in a year.

Working whilst you study on a Tier 4 visa

Many international students who study in the UK are keen to work alongside their studies to supplement their finances, gain work experience and get to know the local community. In fact for some students, it is part of their course to complete a work placement.

With a Tier 4 visa, many students are able to work in the UK alongside their studies during vacations, and part time during the week. You can check whether you are eligible here: http://www.ukba.homeoffice.gov.uk/visas-immigration/studying/adult-students

From 6 April 2012 onwards, there is a change for Tier 4 students who plan to do a work placement as part of their course. If you are studying a course below degree level and/or you are not at a higher education institution, any work placements must be limited to one third of your total course time (currently the limit is 50 per cent). For those studying at degree level or above at a higher education institution, you can spend 50% of your time on a work placement.
See http://www.ukba.homeoffice.gov.uk for more details.

Which Country is best to Study MBA

Dear Student,

There are so many countries from where you can take your master degree. Student are always concerned about which country is best to study MBA.

which country is best for MBA

 

Before choosing the right country you have to consider many points such as, which University, what will be the fees,

what will be the expenses, exactly how much it will cost me and much more.

Following are the few key points that will help you in choosing correct option

1) UK – The course duration is just one year. Fees are comparatively  less than USA, CANADA, AUSTRALIA

Drawback is that they dont have the long duration of work permit after completing the course.

2) Singapore- Duration again of One Year. Fees are less than any other country.

You get the degree from singapore + UK . You can travel to UK from there.

Work permit of one year after course .

3) USA – Duration will be of 2 years . Fees will be on higher side. Getting VISA is quite Tough.  You get Work Visa of 1 year after completing the course.

There are more option but the above three are most chosen for doing MBA degree.

To know more and if you are having any queries which you would like to sort off feel free to call us on 9763082333  or mail us on smita@qbixacademia.com

 

UK universities offering one year paid internship – Admission open for September 2012

Study PAID* Internship based courses in the UK

 ·       Students can work up to one year in the UK after Studies

 ·       All institutions are Government Funded, Highly Trusted Universities & Colleges

 

UK – List of Courses with Internship

 

Course Name (With Internship)	Course duration	Internship duration	Institutions
MSc Computer Science	One Year	One Year	Staffordshire University
MSc Database Technology	One Year	One Year	Staffordshire University
MSc Forensic Computing	One Year	One Year	Staffordshire University
MSc Mobile Computer Systems	One Year	One Year	Staffordshire University
MSc Web Development	One Year	One Year	Staffordshire University
MSc Web Multimedia	One Year	One Year	Staffordshire University
MSc Network Computing	One Year	One Year	Staffordshire University
MSc Computer Games Software Design	One Year	One Year	Staffordshire University
MSc Computer Games Design	One Year	One Year	Staffordshire University
MSc Computer Games Programming	One Year	One Year	Staffordshire University
MSc Computing Games Development	One Year	One Year	Staffordshire University
MSc Computer Networks & Security	One Year	One Year	Staffordshire University
MA Digital Feature Film Production	One Year	One Year	Staffordshire University
MSc Electronic Engineering	One Year	One Year	Staffordshire University
MSc Telecommunication Engineering	One Year	One Year	Staffordshire University
MSc Electrical Engineering	One Year	One Year	Staffordshire University
MSc Mechanical Engineering	One Year	One Year	Staffordshire University
MSc Mechatronics	One Year	One Year	Staffordshire University
MSc Automotive/Autosport Engineering	One Year	One Year	Staffordshire University
MBA (International Business )	One Year	One Year	University of Greenwich
MSc International Hospitality and Tourism Management	One Year	One Year	Sheffield Hallam University
MA International Hospitality Management	One Year	One Year	Leeds Metropolitan University
MA International Tourism Management	One Year	One Year	Leeds Metropolitan University
MSc Physiotherapy (Conversion Course)	One Year	One Year	Leeds Metropolitan University
MSc Environmental Health	One Year	One Year	Leeds Metropolitan University
Grad. Cert. Culinary Arts Management	One Year	6 months	University of West London
Grad. Cert. Hospitality Management	One Year	6 months	University of West London
Grad. Cart. Tourism Management	One Year	6 months	University of West London
Graduate Integrated Diploma in Business	Two years	6 months	South Thames College
Edexcel BTEC Extended Diploma in Strategic Management and Leadership, Level 7 (EDSML)	One Year	8 Months	South Thames College
ABE Higher Diploma in Business Management (LEVEL 5 & 6)	One Year	8 Months	South Thames College
ABE Diploma in Business Management (LEVEL 4 )	One Year	8 Months	South Thames College
Career Development Programme in Hospitality Work Skills	One Year	8 Months	South Thames College
All Courses	12-18 months	100 Hours	University of Bedfordshire

 

*- Paid Internship – Are Company specific and only eligible students can be selected by the companies after interview.

 Kindly hurry up & get an opportunity to Work in Uk for more 1 year after completing your course.

For more information & getting admission kindly contact Qbix  +919763082666
or mail us your updated CV on  admission@qbixacademia.com

 

Changes in Maintenance of Funds for UK Tier 4 (General) Student Visa

This is to inform and update you all that the UKBA has changed the maintenance of the funds required for TIER 4 student Visa. These changes would come in effect from April 2012. The details are as explained below.   

Category	Existing level of funds required	New level of funds required
Tier 4 (General) Students	• Inner London - £800 per month, up to a maximum of 9 months (£7,200)	Inner London - £1,000 per month, up to a maximum of 9 months (£9,000)
	• Outer London / rest of UK - £600 per month, up to a maximum of 9 months (£5,400)	• Outer London / rest of UK - £800 per month, up to a maximum of 9 months (£7,200)
Dependants of Tier 4 (General) Students	Inner London - £533 per month, up to a maximum of 9 months (£4,797)	Inner London - £600 per month, up to a maximum of 9 months (£5,400)
	• Outer London / rest of UK - £400 per month, up to a maximum of 9 months (£3,600)	Outer London / rest of UK - £450 per month, up to a maximum of 9 months (£4,050)

 So now the student needs to show £1,000 per month, up to a maximum of 9 months (£9,000) for inner London and £800 per month, up to a maximum of 9 months (£7,200) for Outer London.

VISA Checklist: United Kingdom

LIST OF DOCUMENTS FOR UNITED KINGDOM

TIER 4 STUDENT VISA

ALL DOCUMENTS MENTIONED BELOW SHOULD BE IN ORIGINALS ONLY.

 General Documents

1)       Passport + 2 Photo copies of the 1^st page

2)       Photograph 2’X 2’and 45cms X 35cms (White Background,  in a tie or a suit)

3)       Visa Fees

4)       VFS Appointment Letter

5)       Checklist

6)       Student Visa Application forms (VAF9 + Appendix 8 -Tier 4 )

University Documents (University will give these to you)

1)  CAS Statement

2)  Accommodation Letter (If applicable)

Work Experience (If applicable)

1)  Appointment Letter

2)  Work experience certificate

Academic Documents

1)  IELTS/TOEFL Score

2)  Two Reference Letters

3)  Degree Certificate

4)  Degree Marksheets of all the years

5)  12^th Grade and 10^th Grade Marksheets

6) Diploma Marsheets and certificates

Financial Documents

1)  Passbooks or Bank statements in the name of the student for the last 1 month. The required balance should remain constant, 28 days prior to visa application.

2)  Balance Confirmation Letter from the bank dated one day prior to the Visa application.

3)  Bank Education Loan Sanction Letter/Disbursement Letter. Should be sanctioned within 28 days of visa application.